Call reports 2017
CARMINE STATE BANK — 2017
What CARMINE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,427,000 | 73,229,000 | 75,518,000 | 75,006,000 |
| Total loans | 20,265,000 | 20,270,000 | 20,534,000 | 19,602,000 |
| Allowance for loan losses | 176,000 | 155,000 | 160,000 | 162,000 |
| Securities available for sale | 8,568,000 | 8,734,000 | 8,078,000 | 7,997,000 |
| Securities held to maturity | 12,368,000 | 13,497,000 | 13,822,000 | 14,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,979,000 | 63,558,000 | 65,639,000 | 65,452,000 |
| Interest-bearing deposits | 50,680,000 | 50,558,000 | 52,474,000 | 51,228,000 |
| Noninterest-bearing deposits | 12,299,000 | 13,000,000 | 13,165,000 | 14,224,000 |
| Equity capital | 9,370,000 | 9,546,000 | 9,700,000 | 9,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,171,000 | 1,784,000 | 2,397,000 |
| Interest expense | 110,000 | 225,000 | 348,000 | 482,000 |
| Net interest income | 469,000 | 946,000 | 1,436,000 | 1,915,000 |
| Noninterest income | 46,000 | 88,000 | 129,000 | 169,000 |
| Noninterest expense | 340,000 | 716,000 | 1,062,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 318,000 | 507,000 | 588,000 |
| Income tax | -9,000 | -13,000 | 6,000 | 51,000 |
| Net income | 184,000 | 331,000 | 501,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,350,000 | 9,408,000 | 9,592,000 | 9,490,000 |
| Total capital | 9,526,000 | 9,563,000 | 9,752,000 | 9,652,000 |
| Risk-weighted assets | 21,233,000 | 21,324,000 | 21,567,000 | 21,468,000 |