Call reports 2010
VISTABANK — 2010
What VISTABANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,649,000 | 131,113,000 | 129,435,000 | 116,314,000 |
| Total loans | 104,172,000 | 103,672,000 | 103,614,000 | 98,396,000 |
| Allowance for loan losses | 1,216,000 | 1,283,000 | 1,659,000 | 1,498,000 |
| Securities available for sale | 6,495,000 | 5,558,000 | 5,565,000 | 4,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,584,000 | 113,771,000 | 109,075,000 | 100,581,000 |
| Interest-bearing deposits | 101,381,000 | 98,363,000 | 101,497,000 | 93,230,000 |
| Noninterest-bearing deposits | 12,203,000 | 15,408,000 | 7,578,000 | 7,351,000 |
| Equity capital | 12,911,000 | 12,865,000 | 12,422,000 | 9,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,132,000 | 4,655,000 | 6,127,000 |
| Interest expense | 587,000 | 1,144,000 | 1,660,000 | 2,126,000 |
| Net interest income | 993,000 | 1,988,000 | 2,995,000 | 4,001,000 |
| Noninterest income | 34,000 | 54,000 | 69,000 | 107,000 |
| Noninterest expense | 979,000 | 2,001,000 | 3,074,000 | 4,059,000 |
| Provision for loan losses | 33,000 | 200,000 | 853,000 | 1,425,000 |
| Pretax income | 63,000 | -111,000 | -815,000 | -1,292,000 |
| Income tax | 20,000 | -34,000 | -259,000 | 1,849,000 |
| Net income | 43,000 | -77,000 | -556,000 | -3,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,185,000 | 11,076,000 | 10,530,000 | 9,822,000 |
| Total capital | 12,401,000 | 12,359,000 | 11,814,000 | 11,027,000 |
| Risk-weighted assets | 106,283,000 | 106,201,000 | 102,359,000 | 96,060,000 |
Machine access — free, no API key
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