Call reports 2025
BANK OF BENNINGTON, THE — 2025
What BANK OF BENNINGTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 609,028,000 | 621,434,000 | 634,422,000 | 637,039,000 |
| Total loans | 464,716,000 | 479,058,000 | 490,868,000 | 494,341,000 |
| Allowance for loan losses | 5,308,000 | 5,313,000 | 5,331,000 | 5,559,000 |
| Securities available for sale | 104,542,000 | 101,145,000 | 106,810,000 | 107,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,831,000 | 477,487,000 | 489,369,000 | 490,796,000 |
| Interest-bearing deposits | 384,190,000 | 384,803,000 | 394,996,000 | 398,055,000 |
| Noninterest-bearing deposits | 90,641,000 | 92,684,000 | 94,373,000 | 92,741,000 |
| Equity capital | 62,866,000 | 64,425,000 | 65,950,000 | 68,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,592,000 | 13,485,000 | 20,701,000 | 28,180,000 |
| Interest expense | 2,730,000 | 5,548,000 | 8,426,000 | 11,284,000 |
| Net interest income | 3,862,000 | 7,937,000 | 12,275,000 | 16,896,000 |
| Noninterest income | 905,000 | 1,533,000 | 2,183,000 | 3,415,000 |
| Noninterest expense | 3,272,000 | 6,537,000 | 9,960,000 | 13,511,000 |
| Provision for loan losses | 52,000 | 52,000 | 69,000 | 69,000 |
| Pretax income | 1,443,000 | 2,846,000 | 4,393,000 | 6,695,000 |
| Income tax | 275,000 | 558,000 | 854,000 | 1,181,000 |
| Net income | 1,168,000 | 2,288,000 | 3,539,000 | 5,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,645,000 | 68,725,000 | 69,916,000 | 71,892,000 |
| Total capital | 72,125,000 | 73,317,000 | 74,602,000 | 76,536,000 |
| Risk-weighted assets | 357,298,000 | 366,328,000 | 373,946,000 | 370,332,000 |