Call reports 2024
BANK OF BENNINGTON, THE — 2024
What BANK OF BENNINGTON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 558,824,000 | 564,787,000 | 583,685,000 | 593,799,000 |
| Total loans | 404,059,000 | 416,044,000 | 434,698,000 | 456,385,000 |
| Allowance for loan losses | 5,139,000 | 5,298,000 | 5,300,000 | 5,296,000 |
| Securities available for sale | 108,218,000 | 105,130,000 | 102,625,000 | 100,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,096,000 | 443,952,000 | 462,099,000 | 466,175,000 |
| Interest-bearing deposits | 358,148,000 | 358,465,000 | 371,110,000 | 375,968,000 |
| Noninterest-bearing deposits | 86,948,000 | 85,487,000 | 90,989,000 | 90,207,000 |
| Equity capital | 56,764,000 | 57,863,000 | 60,586,000 | 60,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,703,000 | 11,723,000 | 17,998,000 | 24,537,000 |
| Interest expense | 2,367,000 | 4,848,000 | 7,555,000 | 10,284,000 |
| Net interest income | 3,336,000 | 6,875,000 | 10,443,000 | 14,253,000 |
| Noninterest income | 717,000 | 1,433,000 | 2,444,000 | 3,174,000 |
| Noninterest expense | 3,246,000 | 6,441,000 | 9,725,000 | 12,824,000 |
| Provision for loan losses | 0 | -43,000 | -175,000 | -175,000 |
| Pretax income | 758,000 | 1,817,000 | 3,201,000 | 4,596,000 |
| Income tax | 124,000 | 321,000 | 567,000 | 830,000 |
| Net income | 634,000 | 1,496,000 | 2,634,000 | 3,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,346,000 | 64,209,000 | 65,347,000 | 66,478,000 |
| Total capital | 67,383,000 | 68,334,000 | 69,567,000 | 70,876,000 |
| Risk-weighted assets | 321,724,000 | 328,685,000 | 336,343,000 | 350,670,000 |