Call reports 2022
BANK OF BENNINGTON, THE — 2022
What BANK OF BENNINGTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 558,084,000 | 543,454,000 | 541,685,000 | 551,789,000 |
| Total loans | 367,722,000 | 371,003,000 | 378,298,000 | 392,714,000 |
| Allowance for loan losses | 5,307,000 | 5,091,000 | 5,097,000 | 5,109,000 |
| Securities available for sale | 144,747,000 | 139,152,000 | 131,377,000 | 127,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,489,000 | 468,153,000 | 473,333,000 | 463,644,000 |
| Interest-bearing deposits | 367,521,000 | 366,488,000 | 368,434,000 | 360,370,000 |
| Noninterest-bearing deposits | 103,968,000 | 101,665,000 | 104,899,000 | 103,274,000 |
| Equity capital | 51,735,000 | 50,997,000 | 49,256,000 | 51,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,816,000 | 12,258,000 | 16,888,000 |
| Interest expense | 444,000 | 804,000 | 1,201,000 | 1,856,000 |
| Net interest income | 3,431,000 | 7,012,000 | 11,057,000 | 15,032,000 |
| Noninterest income | 569,000 | 1,228,000 | 1,817,000 | 2,427,000 |
| Noninterest expense | 2,936,000 | 6,551,000 | 9,624,000 | 12,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,064,000 | 1,689,000 | 3,250,000 | 4,865,000 |
| Income tax | 195,000 | 311,000 | 589,000 | 889,000 |
| Net income | 869,000 | 1,378,000 | 2,661,000 | 3,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,979,000 | 56,488,000 | 57,755,000 | 59,070,000 |
| Total capital | 59,446,000 | 60,041,000 | 61,380,000 | 62,834,000 |
| Risk-weighted assets | 275,529,000 | 282,727,000 | 288,563,000 | 299,798,000 |