Call reports 2021
BANK OF BENNINGTON, THE — 2021
What BANK OF BENNINGTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 523,597,000 | 529,647,000 | 548,351,000 | 542,859,000 |
| Total loans | 364,997,000 | 375,324,000 | 367,617,000 | 365,159,000 |
| Allowance for loan losses | 4,898,000 | 4,901,000 | 4,887,000 | 5,303,000 |
| Securities available for sale | 93,488,000 | 95,236,000 | 108,212,000 | 131,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,008,000 | 432,010,000 | 454,959,000 | 453,527,000 |
| Interest-bearing deposits | 324,740,000 | 334,169,000 | 352,091,000 | 353,674,000 |
| Noninterest-bearing deposits | 100,268,000 | 97,841,000 | 102,868,000 | 99,853,000 |
| Equity capital | 52,091,000 | 52,363,000 | 53,443,000 | 54,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,860,000 | 7,679,000 | 11,912,000 | 16,117,000 |
| Interest expense | 561,000 | 1,115,000 | 1,639,000 | 2,120,000 |
| Net interest income | 3,299,000 | 6,564,000 | 10,273,000 | 13,997,000 |
| Noninterest income | 644,000 | 1,345,000 | 2,031,000 | 2,832,000 |
| Noninterest expense | 2,668,000 | 5,326,000 | 8,031,000 | 10,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,275,000 | 2,728,000 | 4,418,000 | 6,095,000 |
| Income tax | 239,000 | 516,000 | 821,000 | 1,145,000 |
| Net income | 1,036,000 | 2,212,000 | 3,597,000 | 4,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,081,000 | 52,371,000 | 54,089,000 | 55,110,000 |
| Total capital | — | — | 57,434,000 | 58,503,000 |
| Risk-weighted assets | — | — | 266,057,000 | 269,558,000 |