Call reports 2020
BANK OF BENNINGTON, THE — 2020
What BANK OF BENNINGTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 426,491,000 | 473,435,000 | 496,511,000 | 494,946,000 |
| Total loans | 342,387,000 | 372,157,000 | 376,107,000 | 360,984,000 |
| Allowance for loan losses | 3,813,000 | 4,197,000 | 4,274,000 | 4,875,000 |
| Securities available for sale | 52,513,000 | 56,220,000 | 68,611,000 | 81,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,132,000 | 368,392,000 | 392,398,000 | 395,787,000 |
| Interest-bearing deposits | 261,731,000 | 284,055,000 | 301,498,000 | 304,367,000 |
| Noninterest-bearing deposits | 60,401,000 | 84,337,000 | 90,900,000 | 91,420,000 |
| Equity capital | 48,235,000 | 48,872,000 | 50,178,000 | 51,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,977,000 | 7,717,000 | 11,913,000 | 15,902,000 |
| Interest expense | 978,000 | 1,784,000 | 2,508,000 | 3,146,000 |
| Net interest income | 2,999,000 | 5,933,000 | 9,405,000 | 12,756,000 |
| Noninterest income | 572,000 | 1,488,000 | 1,975,000 | 2,687,000 |
| Noninterest expense | 2,735,000 | 5,307,000 | 7,775,000 | 10,250,000 |
| Provision for loan losses | 560,000 | 1,373,000 | 1,373,000 | 1,373,000 |
| Pretax income | 276,000 | 741,000 | 2,232,000 | 3,820,000 |
| Income tax | 29,000 | 103,000 | 405,000 | 709,000 |
| Net income | 247,000 | 638,000 | 1,827,000 | 3,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,184,000 | 48,573,000 | 49,763,000 | 51,046,000 |