Call reports 2019
BANK OF BENNINGTON, THE — 2019
What BANK OF BENNINGTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 413,339,000 | 413,543,000 | 423,728,000 | 420,561,000 |
| Total loans | 334,298,000 | 335,981,000 | 341,779,000 | 340,931,000 |
| Allowance for loan losses | 3,888,000 | 3,542,000 | 3,585,000 | 3,685,000 |
| Securities available for sale | 52,492,000 | 49,281,000 | 48,997,000 | 51,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,671,000 | 304,538,000 | 316,243,000 | 315,483,000 |
| Interest-bearing deposits | 246,027,000 | 248,276,000 | 256,595,000 | 254,499,000 |
| Noninterest-bearing deposits | 54,644,000 | 56,263,000 | 59,648,000 | 60,985,000 |
| Equity capital | 45,468,000 | 46,130,000 | 47,014,000 | 47,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,097,000 | 12,260,000 | 16,397,000 |
| Interest expense | 1,005,000 | 2,003,000 | 3,024,000 | 4,068,000 |
| Net interest income | 3,006,000 | 6,094,000 | 9,236,000 | 12,329,000 |
| Noninterest income | 523,000 | 1,121,000 | 1,755,000 | 2,341,000 |
| Noninterest expense | 2,596,000 | 5,185,000 | 7,771,000 | 10,395,000 |
| Provision for loan losses | 200,000 | 200,000 | 300,000 | 386,000 |
| Pretax income | 733,000 | 1,830,000 | 2,920,000 | 3,889,000 |
| Income tax | 133,000 | 335,000 | 542,000 | 716,000 |
| Net income | 600,000 | 1,495,000 | 2,378,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,864,000 | 46,259,000 | 47,142,000 | 47,936,000 |
| Total capital | 48,984,000 | 49,262,000 | 50,218,000 | 50,999,000 |
| Risk-weighted assets | 248,904,000 | 239,735,000 | 245,539,000 | 244,438,000 |