Call reports 2018
BANK OF BENNINGTON, THE — 2018
What BANK OF BENNINGTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,861,000 | 411,111,000 | 411,344,000 | 414,239,000 |
| Total loans | 340,620,000 | 334,976,000 | 338,138,000 | 337,184,000 |
| Allowance for loan losses | 3,777,000 | 3,696,000 | 3,669,000 | 3,662,000 |
| Securities available for sale | 42,104,000 | 43,003,000 | 45,431,000 | 48,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,028,000 | 284,712,000 | 291,499,000 | 285,320,000 |
| Interest-bearing deposits | 236,776,000 | 236,229,000 | 237,120,000 | 230,101,000 |
| Noninterest-bearing deposits | 50,252,000 | 48,483,000 | 54,379,000 | 55,219,000 |
| Equity capital | 42,365,000 | 42,878,000 | 43,653,000 | 44,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,630,000 | 11,498,000 | 15,618,000 |
| Interest expense | 813,000 | 1,628,000 | 2,465,000 | 3,386,000 |
| Net interest income | 3,020,000 | 6,002,000 | 9,033,000 | 12,232,000 |
| Noninterest income | 472,000 | 1,147,000 | 1,766,000 | 2,385,000 |
| Noninterest expense | 2,594,000 | 5,394,000 | 7,914,000 | 10,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 898,000 | 1,755,000 | 2,885,000 | 4,168,000 |
| Income tax | 156,000 | 304,000 | 498,000 | 746,000 |
| Net income | 742,000 | 1,451,000 | 2,387,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,686,000 | 43,394,000 | 44,330,000 | 45,364,000 |
| Total capital | 45,745,000 | 46,525,000 | 47,507,000 | 48,508,000 |
| Risk-weighted assets | 244,033,000 | 249,953,000 | 253,682,000 | 251,069,000 |