Call reports 2017
BANK OF BENNINGTON, THE — 2017
What BANK OF BENNINGTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 404,510,000 | 410,194,000 | 417,674,000 | 415,666,000 |
| Total loans | 329,302,000 | 332,443,000 | 341,829,000 | 343,858,000 |
| Allowance for loan losses | 3,934,000 | 3,850,000 | 3,854,000 | 3,824,000 |
| Securities available for sale | 48,149,000 | 48,013,000 | 46,100,000 | 43,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,370,000 | 279,057,000 | 284,151,000 | 281,121,000 |
| Interest-bearing deposits | 229,336,000 | 234,268,000 | 238,146,000 | 235,015,000 |
| Noninterest-bearing deposits | 45,034,000 | 44,789,000 | 46,005,000 | 46,106,000 |
| Equity capital | 40,427,000 | 41,089,000 | 41,899,000 | 41,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,376,000 | 11,215,000 | 15,099,000 |
| Interest expense | 742,000 | 1,470,000 | 2,201,000 | 2,961,000 |
| Net interest income | 2,896,000 | 5,906,000 | 9,014,000 | 12,138,000 |
| Noninterest income | 485,000 | 984,000 | 1,503,000 | 2,071,000 |
| Noninterest expense | 2,502,000 | 5,036,000 | 7,576,000 | 10,078,000 |
| Provision for loan losses | 77,000 | 142,000 | 142,000 | 142,000 |
| Pretax income | 802,000 | 1,712,000 | 2,799,000 | 3,989,000 |
| Income tax | 233,000 | 487,000 | 809,000 | 1,831,000 |
| Net income | 569,000 | 1,225,000 | 1,990,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,604,000 | 41,110,000 | 41,873,000 | 41,943,000 |
| Total capital | 43,593,000 | 44,117,000 | 44,965,000 | 45,028,000 |
| Risk-weighted assets | 238,235,000 | 239,760,000 | 246,648,000 | 246,118,000 |