Call reports 2016
BANK OF BENNINGTON, THE — 2016
What BANK OF BENNINGTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 400,435,000 | 405,399,000 | 409,795,000 | 404,059,000 |
| Total loans | 324,084,000 | 327,006,000 | 327,957,000 | 326,885,000 |
| Allowance for loan losses | 3,706,000 | 3,756,000 | 3,857,000 | 3,856,000 |
| Securities available for sale | 49,536,000 | 51,428,000 | 51,375,000 | 49,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,744,000 | 270,375,000 | 276,221,000 | 277,351,000 |
| Interest-bearing deposits | 221,499,000 | 230,678,000 | 232,731,000 | 233,330,000 |
| Noninterest-bearing deposits | 38,245,000 | 39,697,000 | 43,490,000 | 44,021,000 |
| Equity capital | 38,039,000 | 38,470,000 | 39,313,000 | 39,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,817,000 | 7,422,000 | 11,092,000 | 14,736,000 |
| Interest expense | 798,000 | 1,602,000 | 2,426,000 | 3,196,000 |
| Net interest income | 3,019,000 | 5,820,000 | 8,666,000 | 11,540,000 |
| Noninterest income | 489,000 | 1,090,000 | 1,803,000 | 2,419,000 |
| Noninterest expense | 2,263,000 | 4,662,000 | 6,846,000 | 9,104,000 |
| Provision for loan losses | 74,000 | 149,000 | 210,000 | 275,000 |
| Pretax income | 1,171,000 | 2,113,000 | 3,427,000 | 4,594,000 |
| Income tax | 338,000 | 639,000 | 1,034,000 | 1,384,000 |
| Net income | 833,000 | 1,474,000 | 2,393,000 | 3,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,906,000 | 38,297,000 | 39,216,000 | 40,035,000 |
| Total capital | 40,950,000 | 41,342,000 | 42,258,000 | 43,059,000 |
| Risk-weighted assets | 242,869,000 | 242,929,000 | 242,601,000 | 241,115,000 |