Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,035,854,000 | 1,038,226,000 | 1,028,918,000 | 1,062,836,000 |
| Total loans | 719,619,000 | 725,650,000 | 729,352,000 | 739,363,000 |
| Allowance for loan losses | 5,131,000 | 5,156,000 | 5,177,000 | 5,235,000 |
| Securities available for sale | 157,564,000 | 145,290,000 | 145,363,000 | 152,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,721,000 | 939,815,000 | 938,064,000 | 971,327,000 |
| Interest-bearing deposits | 662,299,000 | 663,855,000 | 661,442,000 | 691,111,000 |
| Noninterest-bearing deposits | 278,422,000 | 275,960,000 | 276,622,000 | 280,216,000 |
| Equity capital | 89,219,000 | 92,148,000 | 85,393,000 | 87,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,375,000 | 25,130,000 | 38,133,000 | 51,262,000 |
| Interest expense | 2,896,000 | 5,583,000 | 8,359,000 | 11,138,000 |
| Net interest income | 9,479,000 | 19,547,000 | 29,774,000 | 40,124,000 |
| Noninterest income | 1,745,000 | 3,831,000 | 5,874,000 | 7,792,000 |
| Noninterest expense | 8,184,000 | 16,763,000 | 25,155,000 | 33,680,000 |
| Provision for loan losses | 42,000 | 108,000 | 143,000 | 308,000 |
| Pretax income | 3,001,000 | 6,504,000 | 10,352,000 | 13,929,000 |
| Income tax | 602,000 | 1,243,000 | 1,962,000 | 2,662,000 |
| Net income | 2,399,000 | 5,261,000 | 8,390,000 | 11,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,924,000 | 98,056,000 | 90,581,000 | 92,927,000 |
| Total capital | 101,190,000 | 103,356,000 | 95,895,000 | 98,300,000 |
| Risk-weighted assets | 741,448,000 | 742,012,000 | 742,923,000 | 745,557,000 |