Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 997,887,000 | 996,081,000 | 1,013,791,000 | 1,041,730,000 |
| Total loans | 650,903,000 | 669,364,000 | 678,125,000 | 711,108,000 |
| Allowance for loan losses | 4,484,000 | 4,622,000 | 4,795,000 | 5,084,000 |
| Securities available for sale | 180,196,000 | 179,822,000 | 182,010,000 | 175,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 914,961,000 | 910,347,000 | 921,392,000 | 950,943,000 |
| Interest-bearing deposits | 643,066,000 | 644,873,000 | 664,778,000 | 688,085,000 |
| Noninterest-bearing deposits | 271,895,000 | 265,474,000 | 256,614,000 | 262,858,000 |
| Equity capital | 78,425,000 | 80,622,000 | 85,211,000 | 86,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,184,000 | 22,938,000 | 35,200,000 | 47,743,000 |
| Interest expense | 2,774,000 | 5,710,000 | 9,031,000 | 12,295,000 |
| Net interest income | 8,410,000 | 17,228,000 | 26,169,000 | 35,448,000 |
| Noninterest income | 1,623,000 | 3,434,000 | 5,196,000 | 7,879,000 |
| Noninterest expense | 7,248,000 | 14,658,000 | 22,439,000 | 30,579,000 |
| Provision for loan losses | -3,000 | 241,000 | 373,000 | 735,000 |
| Pretax income | 2,788,000 | 5,744,000 | 8,530,000 | 11,996,000 |
| Income tax | 566,000 | 1,117,000 | 1,676,000 | 2,156,000 |
| Net income | 2,222,000 | 4,627,000 | 6,854,000 | 9,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,489,000 | 90,181,000 | 91,807,000 | 94,155,000 |
| Total capital | 93,116,000 | 94,944,000 | 96,747,000 | 99,377,000 |
| Risk-weighted assets | 684,322,000 | 704,641,000 | 715,057,000 | 734,885,000 |