Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 992,042,000 | 1,001,064,000 | 994,706,000 | 1,014,461,000 |
| Total loans | 625,471,000 | 622,171,000 | 623,594,000 | 640,799,000 |
| Allowance for loan losses | 4,465,000 | 4,439,000 | 4,474,000 | 4,511,000 |
| Securities available for sale | 241,690,000 | 238,020,000 | 235,432,000 | 233,579,000 |
| Securities held to maturity | 4,994,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,651,000 | 926,661,000 | 918,276,000 | 932,485,000 |
| Interest-bearing deposits | 619,922,000 | 624,730,000 | 641,555,000 | 662,942,000 |
| Noninterest-bearing deposits | 298,729,000 | 301,931,000 | 276,721,000 | 269,543,000 |
| Equity capital | 69,376,000 | 69,882,000 | 71,088,000 | 76,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,864,000 | 20,212,000 | 30,859,000 | 41,888,000 |
| Interest expense | 1,531,000 | 3,645,000 | 6,058,000 | 8,715,000 |
| Net interest income | 8,333,000 | 16,567,000 | 24,801,000 | 33,173,000 |
| Noninterest income | 1,742,000 | 3,300,000 | 5,607,000 | 7,964,000 |
| Noninterest expense | 6,555,000 | 13,526,000 | 20,542,000 | 28,431,000 |
| Provision for loan losses | 75,000 | 79,000 | 79,000 | 91,000 |
| Pretax income | 3,445,000 | 6,262,000 | 9,787,000 | 12,615,000 |
| Income tax | 633,000 | 1,220,000 | 1,796,000 | 2,198,000 |
| Net income | 2,812,000 | 5,042,000 | 7,991,000 | 10,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,971,000 | 82,634,000 | 85,073,000 | 86,861,000 |
| Total capital | 85,564,000 | 87,199,000 | 89,677,000 | 91,494,000 |
| Risk-weighted assets | 649,385,000 | 647,951,000 | 649,194,000 | 669,203,000 |