Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,013,346,000 | 994,507,000 | 997,293,000 | 968,038,000 |
| Total loans | 569,858,000 | 591,737,000 | 622,819,000 | 632,324,000 |
| Allowance for loan losses | 3,669,000 | 3,723,000 | 3,763,000 | 3,853,000 |
| Securities available for sale | 209,541,000 | 249,347,000 | 241,557,000 | 241,171,000 |
| Securities held to maturity | 0 | 0 | 9,868,000 | 9,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,367,000 | 925,430,000 | 930,675,000 | 899,269,000 |
| Interest-bearing deposits | 620,981,000 | 606,615,000 | 606,465,000 | 612,405,000 |
| Noninterest-bearing deposits | 320,387,000 | 318,815,000 | 324,210,000 | 286,865,000 |
| Equity capital | 65,700,000 | 62,407,000 | 58,989,000 | 65,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,419,000 | 14,021,000 | 22,453,000 | 31,788,000 |
| Interest expense | 294,000 | 575,000 | 828,000 | 1,348,000 |
| Net interest income | 6,125,000 | 13,446,000 | 21,625,000 | 30,440,000 |
| Noninterest income | 1,993,000 | 3,657,000 | 5,385,000 | 7,023,000 |
| Noninterest expense | 6,172,000 | 12,552,000 | 19,249,000 | 26,571,000 |
| Provision for loan losses | 14,000 | 25,000 | 22,000 | 139,000 |
| Pretax income | 1,932,000 | 4,523,000 | 7,739,000 | 10,753,000 |
| Income tax | 409,000 | 941,000 | 1,627,000 | 1,944,000 |
| Net income | 1,523,000 | 3,582,000 | 6,112,000 | 8,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,048,000 | 74,702,000 | 76,824,000 | 79,076,000 |
| Total capital | 76,860,000 | 78,568,000 | 80,733,000 | 83,071,000 |
| Risk-weighted assets | 563,241,000 | 618,140,000 | 649,770,000 | 657,541,000 |