Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 909,102,000 | 931,448,000 | 951,481,000 | 1,014,122,000 |
| Total loans | 570,515,000 | 552,964,000 | 541,331,000 | 551,738,000 |
| Allowance for loan losses | 3,529,000 | 3,551,000 | 3,605,000 | 3,663,000 |
| Securities available for sale | 64,007,000 | 90,087,000 | 91,725,000 | 120,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,662,000 | 857,714,000 | 875,982,000 | 938,112,000 |
| Interest-bearing deposits | 559,608,000 | 571,263,000 | 591,681,000 | 596,877,000 |
| Noninterest-bearing deposits | 277,055,000 | 286,450,000 | 284,302,000 | 341,236,000 |
| Equity capital | 64,879,000 | 66,128,000 | 67,521,000 | 70,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,525,000 | 13,176,000 | 20,193,000 | 26,817,000 |
| Interest expense | 538,000 | 1,027,000 | 1,388,000 | 1,727,000 |
| Net interest income | 5,987,000 | 12,149,000 | 18,805,000 | 25,090,000 |
| Noninterest income | 1,938,000 | 3,746,000 | 5,527,000 | 7,187,000 |
| Noninterest expense | 6,216,000 | 12,594,000 | 18,621,000 | 25,928,000 |
| Provision for loan losses | 76,000 | 86,000 | 97,000 | 209,000 |
| Pretax income | 1,633,000 | 3,215,000 | 5,614,000 | 6,140,000 |
| Income tax | 303,000 | 619,000 | 1,122,000 | 1,035,000 |
| Net income | 1,330,000 | 2,596,000 | 4,492,000 | 5,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,484,000 | 68,506,000 | 70,169,000 | 71,951,000 |
| Total capital | 71,158,000 | 72,195,000 | 73,919,000 | 75,756,000 |
| Risk-weighted assets | 566,877,000 | 554,420,000 | 548,651,000 | 573,804,000 |