Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 499,187,000 | 562,587,000 | 572,318,000 | 859,792,000 |
| Total loans | 385,644,000 | 414,941,000 | 420,013,000 | 563,556,000 |
| Allowance for loan losses | 3,433,000 | 3,494,000 | 3,528,000 | 3,477,000 |
| Securities available for sale | 40,156,000 | 44,503,000 | 44,328,000 | 46,241,000 |
| Securities held to maturity | 1,761,000 | 1,000,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,491,000 | 512,057,000 | 521,578,000 | 783,199,000 |
| Interest-bearing deposits | 345,706,000 | 376,860,000 | 383,121,000 | 531,309,000 |
| Noninterest-bearing deposits | 104,784,000 | 135,198,000 | 138,457,000 | 251,890,000 |
| Equity capital | 44,044,000 | 45,846,000 | 45,995,000 | 64,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,829,000 | 9,627,000 | 14,480,000 | 20,788,000 |
| Interest expense | 699,000 | 1,323,000 | 1,916,000 | 2,519,000 |
| Net interest income | 4,130,000 | 8,304,000 | 12,564,000 | 18,269,000 |
| Noninterest income | 1,339,000 | 2,539,000 | 3,846,000 | 8,672,000 |
| Noninterest expense | 4,250,000 | 8,448,000 | 12,974,000 | 20,733,000 |
| Provision for loan losses | 117,000 | 208,000 | 237,000 | 242,000 |
| Pretax income | 1,105,000 | 2,187,000 | 3,199,000 | 5,966,000 |
| Income tax | 205,000 | 431,000 | 637,000 | 1,490,000 |
| Net income | 900,000 | 1,756,000 | 2,562,000 | 4,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,969,000 | 47,479,000 | 47,534,000 | 66,716,000 |
| Total capital | — | — | — | 70,304,000 |
| Risk-weighted assets | — | — | — | 563,290,000 |