Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 487,365,000 | 480,097,000 | 480,492,000 | 499,389,000 |
| Total loans | 380,528,000 | 381,123,000 | 391,378,000 | 393,321,000 |
| Allowance for loan losses | 3,460,000 | 3,356,000 | 3,489,000 | 3,472,000 |
| Securities available for sale | 47,035,000 | 45,087,000 | 44,688,000 | 43,194,000 |
| Securities held to maturity | 1,774,000 | 1,771,000 | 1,768,000 | 1,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,710,000 | 432,817,000 | 431,359,000 | 450,313,000 |
| Interest-bearing deposits | 347,654,000 | 337,816,000 | 329,173,000 | 339,863,000 |
| Noninterest-bearing deposits | 94,056,000 | 95,002,000 | 102,187,000 | 110,450,000 |
| Equity capital | 42,684,000 | 44,211,000 | 45,182,000 | 44,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 10,076,000 | 15,162,000 | 20,239,000 |
| Interest expense | 551,000 | 1,119,000 | 1,836,000 | 2,563,000 |
| Net interest income | 4,392,000 | 8,957,000 | 13,326,000 | 17,676,000 |
| Noninterest income | 1,045,000 | 2,268,000 | 3,405,000 | 4,620,000 |
| Noninterest expense | 3,804,000 | 7,846,000 | 11,890,000 | 16,644,000 |
| Provision for loan losses | -12,000 | -3,000 | 151,000 | 157,000 |
| Pretax income | 1,645,000 | 3,382,000 | 4,692,000 | 5,497,000 |
| Income tax | 316,000 | 651,000 | 897,000 | 996,000 |
| Net income | 1,329,000 | 2,731,000 | 3,795,000 | 4,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,295,000 | 45,386,000 | 46,257,000 | 46,765,000 |
| Total capital | 47,847,000 | 48,833,000 | 49,834,000 | 50,331,000 |
| Risk-weighted assets | 390,681,000 | 393,734,000 | 399,345,000 | 407,659,000 |