Call reports 2017
FIRST NATIONAL BANK — 2017
What FIRST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 450,025,000 | 449,263,000 | 441,552,000 | 442,862,000 |
| Total loans | 345,159,000 | 350,580,000 | 355,310,000 | 357,792,000 |
| Allowance for loan losses | 2,933,000 | 3,004,000 | 2,998,000 | 2,963,000 |
| Securities available for sale | 28,505,000 | 38,015,000 | 41,894,000 | 41,855,000 |
| Securities held to maturity | 2,975,000 | 2,371,000 | 2,366,000 | 2,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,056,000 | 408,604,000 | 400,212,000 | 401,688,000 |
| Interest-bearing deposits | 327,441,000 | 325,383,000 | 317,711,000 | 324,477,000 |
| Noninterest-bearing deposits | 82,615,000 | 83,221,000 | 82,501,000 | 77,211,000 |
| Equity capital | 37,117,000 | 37,719,000 | 38,310,000 | 38,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,945,000 | 8,022,000 | 12,265,000 | 16,511,000 |
| Interest expense | 407,000 | 823,000 | 1,240,000 | 1,662,000 |
| Net interest income | 3,538,000 | 7,199,000 | 11,025,000 | 14,849,000 |
| Noninterest income | 985,000 | 1,923,000 | 2,939,000 | 3,855,000 |
| Noninterest expense | 3,205,000 | 6,686,000 | 10,152,000 | 13,907,000 |
| Provision for loan losses | 98,000 | 187,000 | 223,000 | 254,000 |
| Pretax income | 1,220,000 | 2,249,000 | 3,589,000 | 4,543,000 |
| Income tax | 375,000 | 681,000 | 1,089,000 | 1,645,000 |
| Net income | 845,000 | 1,568,000 | 2,500,000 | 2,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,408,000 | 38,836,000 | 39,513,000 | 40,027,000 |
| Total capital | 41,421,000 | 41,923,000 | 42,589,000 | 43,069,000 |
| Risk-weighted assets | 357,478,000 | 363,319,000 | 369,242,000 | 371,662,000 |