Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 377,290,000 | 385,793,000 | 421,139,000 | 439,118,000 |
| Total loans | 314,037,000 | 330,453,000 | 338,390,000 | 341,322,000 |
| Allowance for loan losses | 2,869,000 | 2,856,000 | 2,866,000 | 2,898,000 |
| Securities available for sale | 20,629,000 | 16,488,000 | 20,243,000 | 23,840,000 |
| Securities held to maturity | 5,062,000 | 5,052,000 | 3,737,000 | 3,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,779,000 | 346,963,000 | 381,519,000 | 399,761,000 |
| Interest-bearing deposits | 273,592,000 | 280,072,000 | 304,731,000 | 315,632,000 |
| Noninterest-bearing deposits | 65,187,000 | 66,890,000 | 76,788,000 | 84,129,000 |
| Equity capital | 35,511,000 | 35,847,000 | 36,550,000 | 36,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,623,000 | 7,358,000 | 11,224,000 | 15,153,000 |
| Interest expense | 354,000 | 716,000 | 1,110,000 | 1,518,000 |
| Net interest income | 3,269,000 | 6,642,000 | 10,114,000 | 13,635,000 |
| Noninterest income | 818,000 | 1,612,000 | 2,805,000 | 3,735,000 |
| Noninterest expense | 3,088,000 | 6,232,000 | 9,446,000 | 12,776,000 |
| Provision for loan losses | 25,000 | 25,000 | 88,000 | 89,000 |
| Pretax income | 974,000 | 2,059,000 | 3,447,000 | 4,567,000 |
| Income tax | 309,000 | 647,000 | 1,093,000 | 1,453,000 |
| Net income | 665,000 | 1,412,000 | 2,354,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,140,000 | 36,508,000 | 37,210,000 | 37,718,000 |
| Total capital | 39,089,000 | 39,441,000 | 40,151,000 | 40,690,000 |
| Risk-weighted assets | 319,579,000 | 335,230,000 | 342,672,000 | 348,668,000 |