Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 374,991,000 | 374,829,000 | 374,130,000 | 370,438,000 |
| Total loans | 278,101,000 | 280,305,000 | 292,890,000 | 306,088,000 |
| Allowance for loan losses | 3,013,000 | 3,045,000 | 2,954,000 | 2,889,000 |
| Securities available for sale | 23,063,000 | 28,390,000 | 28,230,000 | 22,074,000 |
| Securities held to maturity | 5,671,000 | 5,661,000 | 5,083,000 | 5,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,250,000 | 337,905,000 | 336,651,000 | 332,425,000 |
| Interest-bearing deposits | 280,054,000 | 272,719,000 | 281,698,000 | 273,507,000 |
| Noninterest-bearing deposits | 58,196,000 | 65,186,000 | 54,953,000 | 58,917,000 |
| Equity capital | 33,778,000 | 33,987,000 | 34,404,000 | 34,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,386,000 | 6,810,000 | 10,332,000 | 14,117,000 |
| Interest expense | 436,000 | 861,000 | 1,250,000 | 1,612,000 |
| Net interest income | 2,950,000 | 5,949,000 | 9,082,000 | 12,505,000 |
| Noninterest income | 841,000 | 1,723,000 | 2,487,000 | 3,630,000 |
| Noninterest expense | 2,860,000 | 5,747,000 | 8,751,000 | 11,779,000 |
| Provision for loan losses | 25,000 | 104,000 | 121,000 | 119,000 |
| Pretax income | 906,000 | 1,821,000 | 2,697,000 | 4,237,000 |
| Income tax | 289,000 | 578,000 | 859,000 | 1,371,000 |
| Net income | 617,000 | 1,243,000 | 1,838,000 | 2,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,163,000 | 34,445,000 | 34,801,000 | 35,635,000 |
| Total capital | 37,246,000 | 37,557,000 | 37,831,000 | 38,600,000 |
| Risk-weighted assets | 289,094,000 | 287,315,000 | 299,561,000 | 311,160,000 |