Call reports 2026
FMS BANK — 2026
What FMS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 347,865,000 | 324,823,000 |
| Total loans | 256,562,000 | 262,991,000 |
| Allowance for loan losses | 3,742,000 | 4,078,000 |
| Securities available for sale | 41,647,000 | 40,123,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 315,197,000 | 291,825,000 |
| Interest-bearing deposits | 237,556,000 | 219,659,000 |
| Noninterest-bearing deposits | 77,641,000 | 72,166,000 |
| Equity capital | 30,806,000 | 30,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,907,000 | 11,825,000 |
| Interest expense | 1,617,000 | 3,170,000 |
| Net interest income | 4,290,000 | 8,655,000 |
| Noninterest income | 348,000 | 829,000 |
| Noninterest expense | 3,637,000 | 7,074,000 |
| Provision for loan losses | 1,104,000 | 2,078,000 |
| Pretax income | -103,000 | 332,000 |
| Income tax | 0 | 0 |
| Net income | -103,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,011,000 | 33,097,000 |
| Total capital | 36,762,000 | 36,934,000 |
| Risk-weighted assets | 308,944,000 | 306,734,000 |