Call reports 2023
FMS BANK — 2023
What FMS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 264,943,000 | 270,326,000 | 280,840,000 | 293,057,000 |
| Total loans | 201,287,000 | 203,186,000 | 220,056,000 | 222,104,000 |
| Allowance for loan losses | 2,260,000 | 2,289,000 | 2,253,000 | 2,501,000 |
| Securities available for sale | 37,032,000 | 35,426,000 | 33,338,000 | 33,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,426,000 | 223,485,000 | 226,560,000 | 244,792,000 |
| Interest-bearing deposits | 151,909,000 | 156,495,000 | 161,629,000 | 170,177,000 |
| Noninterest-bearing deposits | 76,517,000 | 66,990,000 | 64,931,000 | 74,615,000 |
| Equity capital | 25,946,000 | 27,042,000 | 26,757,000 | 27,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,039,000 | 8,398,000 | 13,201,000 | 18,387,000 |
| Interest expense | 360,000 | 1,142,000 | 2,199,000 | 3,531,000 |
| Net interest income | 3,679,000 | 7,256,000 | 11,002,000 | 14,856,000 |
| Noninterest income | 472,000 | 1,308,000 | 1,684,000 | 2,028,000 |
| Noninterest expense | 2,678,000 | 5,033,000 | 7,505,000 | 10,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 285,000 |
| Pretax income | 1,473,000 | 3,531,000 | 5,181,000 | 5,975,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,473,000 | 3,531,000 | 5,181,000 | 5,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,034,000 | 31,253,000 | 31,669,000 | 31,533,000 |
| Total capital | 32,303,000 | 33,551,000 | 33,932,000 | 34,044,000 |
| Risk-weighted assets | 242,046,000 | 247,360,000 | 261,386,000 | 269,094,000 |