Call reports 2022
FMS BANK — 2022
What FMS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,839,000 | 256,888,000 | 261,394,000 | 271,349,000 |
| Total loans | 186,617,000 | 193,266,000 | 195,087,000 | 195,993,000 |
| Allowance for loan losses | 2,288,000 | 2,292,000 | 2,296,000 | 2,226,000 |
| Securities available for sale | 44,092,000 | 39,939,000 | 37,995,000 | 37,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,157,000 | 219,907,000 | 225,668,000 | 234,326,000 |
| Interest-bearing deposits | 143,177,000 | 140,550,000 | 142,917,000 | 157,444,000 |
| Noninterest-bearing deposits | 79,980,000 | 79,357,000 | 82,751,000 | 76,882,000 |
| Equity capital | 26,280,000 | 24,310,000 | 24,132,000 | 25,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,006,000 | 6,052,000 | 9,459,000 | 13,254,000 |
| Interest expense | 77,000 | 152,000 | 241,000 | 467,000 |
| Net interest income | 2,929,000 | 5,900,000 | 9,218,000 | 12,787,000 |
| Noninterest income | 742,000 | 1,211,000 | 1,534,000 | 2,029,000 |
| Noninterest expense | 2,419,000 | 4,846,000 | 7,536,000 | 10,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,252,000 | 2,265,000 | 3,216,000 | 4,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,252,000 | 2,265,000 | 3,216,000 | 4,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,927,000 | 28,470,000 | 29,044,000 | 29,894,000 |
| Total capital | 30,225,000 | 30,772,000 | 31,351,000 | 32,129,000 |
| Risk-weighted assets | 244,212,000 | 245,223,000 | 247,331,000 | 238,273,000 |