Call reports 2021
FMS BANK — 2021
What FMS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 243,546,000 | 243,574,000 | 249,444,000 | 257,297,000 |
| Total loans | 188,613,000 | 177,396,000 | 179,327,000 | 183,666,000 |
| Allowance for loan losses | 3,115,000 | 2,520,000 | 2,284,000 | 2,285,000 |
| Securities available for sale | 32,111,000 | 33,058,000 | 37,067,000 | 39,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,132,000 | 209,397,000 | 214,743,000 | 220,544,000 |
| Interest-bearing deposits | 138,878,000 | 137,182,000 | 141,324,000 | 144,832,000 |
| Noninterest-bearing deposits | 72,254,000 | 72,215,000 | 73,419,000 | 75,712,000 |
| Equity capital | 23,200,000 | 23,973,000 | 24,899,000 | 25,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 6,030,000 | 9,322,000 | 12,264,000 |
| Interest expense | 172,000 | 305,000 | 399,000 | 481,000 |
| Net interest income | 2,749,000 | 5,725,000 | 8,923,000 | 11,783,000 |
| Noninterest income | 817,000 | 91,000 | 626,000 | 1,397,000 |
| Noninterest expense | 2,120,000 | 4,283,000 | 6,494,000 | 9,053,000 |
| Provision for loan losses | 375,000 | -225,000 | -225,000 | -225,000 |
| Pretax income | 1,071,000 | 1,758,000 | 3,280,000 | 4,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,071,000 | 1,758,000 | 3,280,000 | 4,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,570,000 | 23,142,000 | 24,085,000 | 24,588,000 |
| Total capital | 25,359,000 | 25,672,000 | 26,379,000 | 26,883,000 |
| Risk-weighted assets | 222,863,000 | 217,538,000 | 229,746,000 | 235,811,000 |