Call reports 2020
FMS BANK — 2020
What FMS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 203,620,000 | 232,229,000 | 238,975,000 | 228,948,000 |
| Total loans | 155,697,000 | 185,982,000 | 186,302,000 | 166,968,000 |
| Allowance for loan losses | 2,516,000 | 2,761,000 | 3,008,000 | 2,880,000 |
| Securities available for sale | 26,006,000 | 26,871,000 | 25,659,000 | 27,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,753,000 | 192,815,000 | 199,130,000 | 197,016,000 |
| Interest-bearing deposits | 121,819,000 | 127,582,000 | 130,056,000 | 132,300,000 |
| Noninterest-bearing deposits | 53,934,000 | 65,233,000 | 69,074,000 | 64,716,000 |
| Equity capital | 20,299,000 | 22,139,000 | 22,130,000 | 22,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,756,000 | 8,520,000 | 11,914,000 |
| Interest expense | 307,000 | 603,000 | 873,000 | 1,076,000 |
| Net interest income | 2,461,000 | 5,153,000 | 7,647,000 | 10,838,000 |
| Noninterest income | 463,000 | 1,174,000 | 1,373,000 | 1,712,000 |
| Noninterest expense | 2,110,000 | 4,207,000 | 6,181,000 | 8,438,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 364,000 | 1,220,000 | 1,489,000 | 2,312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 1,220,000 | 1,489,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,923,000 | 21,634,000 | 21,561,000 | 21,855,000 |
| Total capital | 23,449,000 | 24,251,000 | 24,206,000 | 24,578,000 |
| Risk-weighted assets | 205,783,000 | 209,244,000 | 211,258,000 | 217,742,000 |