Call reports 2019
FMS BANK — 2019
What FMS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 181,670,000 | 185,206,000 | 193,165,000 | 197,150,000 |
| Total loans | 137,105,000 | 143,042,000 | 146,984,000 | 152,061,000 |
| Allowance for loan losses | 2,161,000 | 2,090,000 | 2,179,000 | 2,135,000 |
| Securities available for sale | 28,226,000 | 21,851,000 | 24,724,000 | 27,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,279,000 | 157,244,000 | 165,071,000 | 168,704,000 |
| Interest-bearing deposits | 112,462,000 | 113,157,000 | 114,245,000 | 120,530,000 |
| Noninterest-bearing deposits | 40,817,000 | 44,087,000 | 50,826,000 | 48,174,000 |
| Equity capital | 19,080,000 | 19,928,000 | 20,164,000 | 20,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,273,000 | 7,986,000 | 10,559,000 |
| Interest expense | 251,000 | 521,000 | 808,000 | 1,117,000 |
| Net interest income | 2,339,000 | 4,752,000 | 7,178,000 | 9,442,000 |
| Noninterest income | 361,000 | 819,000 | 1,233,000 | 1,999,000 |
| Noninterest expense | 1,945,000 | 3,982,000 | 6,079,000 | 8,068,000 |
| Provision for loan losses | 425,000 | 675,000 | 900,000 | 1,200,000 |
| Pretax income | 330,000 | 914,000 | 1,432,000 | 2,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 914,000 | 1,432,000 | 2,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,092,000 | 19,553,000 | 19,849,000 | 20,498,000 |
| Total capital | 21,263,000 | 21,653,000 | 22,038,000 | 22,643,000 |
| Risk-weighted assets | 176,052,000 | 183,648,000 | 190,859,000 | 195,616,000 |