Call reports 2018
FMS BANK — 2018
What FMS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,025,000 | 178,567,000 | 186,222,000 | 184,114,000 |
| Total loans | 133,825,000 | 132,898,000 | 132,808,000 | 138,461,000 |
| Allowance for loan losses | 1,765,000 | 1,764,000 | 1,662,000 | 2,115,000 |
| Securities available for sale | 25,004,000 | 25,816,000 | 30,435,000 | 29,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,465,000 | 151,041,000 | 158,647,000 | 156,427,000 |
| Interest-bearing deposits | 105,712,000 | 112,163,000 | 113,882,000 | 115,627,000 |
| Noninterest-bearing deposits | 39,753,000 | 38,878,000 | 44,765,000 | 40,800,000 |
| Equity capital | 18,463,000 | 18,846,000 | 19,126,000 | 18,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,661,000 | 7,167,000 | 9,731,000 |
| Interest expense | 132,000 | 305,000 | 526,000 | 764,000 |
| Net interest income | 2,150,000 | 4,356,000 | 6,641,000 | 8,967,000 |
| Noninterest income | 491,000 | 1,011,000 | 1,492,000 | 1,952,000 |
| Noninterest expense | 1,762,000 | 3,609,000 | 5,437,000 | 7,243,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 1,245,000 |
| Pretax income | 740,000 | 1,475,000 | 2,218,000 | 1,892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,475,000 | 2,218,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,811,000 | 19,239,000 | 19,673,000 | 19,033,000 |
| Total capital | 20,586,000 | 21,013,000 | 21,345,000 | 21,158,000 |
| Risk-weighted assets | 163,717,000 | 168,122,000 | 170,947,000 | 174,396,000 |