Call reports 2017
FMS BANK — 2017
What FMS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,229,000 | 166,280,000 | 167,757,000 | 170,156,000 |
| Total loans | 116,623,000 | 125,678,000 | 126,308,000 | 127,629,000 |
| Allowance for loan losses | 1,675,000 | 1,645,000 | 1,668,000 | 1,665,000 |
| Securities available for sale | 27,514,000 | 24,581,000 | 24,110,000 | 28,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,814,000 | 137,237,000 | 138,913,000 | 139,849,000 |
| Interest-bearing deposits | 100,231,000 | 98,265,000 | 99,795,000 | 102,622,000 |
| Noninterest-bearing deposits | 37,583,000 | 38,972,000 | 39,118,000 | 37,227,000 |
| Equity capital | 17,670,000 | 18,215,000 | 18,265,000 | 18,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 4,107,000 | 6,297,000 | 8,496,000 |
| Interest expense | 112,000 | 224,000 | 345,000 | 476,000 |
| Net interest income | 1,854,000 | 3,883,000 | 5,952,000 | 8,020,000 |
| Noninterest income | 615,000 | 1,158,000 | 1,644,000 | 2,196,000 |
| Noninterest expense | 1,676,000 | 3,454,000 | 5,231,000 | 7,021,000 |
| Provision for loan losses | 45,000 | 45,000 | 90,000 | 90,000 |
| Pretax income | 748,000 | 1,561,000 | 2,294,000 | 3,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,561,000 | 2,294,000 | 3,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,566,000 | 18,060,000 | 18,127,000 | 18,509,000 |
| Total capital | 19,251,000 | 19,715,000 | 19,805,000 | 20,184,000 |
| Risk-weighted assets | 157,732,000 | 164,826,000 | 166,377,000 | 157,910,000 |