Call report 2016Q4
CITIZENS DEPOSIT BANK & TRUST, INC. — 2016Q4
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,485,000 | USD | evidence → |
| Total loans | 277,221,000 | USD | evidence → |
| Allowance for loan losses | 2,514,000 | USD | evidence → |
| Securities available for sale | 101,981,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,958,000 | USD | evidence → |
| Interest-bearing deposits | 273,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,230,000 | USD | evidence → |
| Equity capital | 40,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,252,000 | USD | evidence → |
| Interest expense | 932,000 | USD | evidence → |
| Net interest income | 14,320,000 | USD | evidence → |
| Noninterest income | 2,818,000 | USD | evidence → |
| Noninterest expense | 9,615,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 6,983,000 | USD | evidence → |
| Income tax | 2,436,000 | USD | evidence → |
| Net income | 4,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,211,000 | USD | evidence → |
| Total capital | 39,725,000 | USD | evidence → |
| Risk-weighted assets | 277,265,000 | USD | evidence → |