Call report 2015Q4
CITIZENS DEPOSIT BANK & TRUST, INC. — 2015Q4
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 389,450,000 | USD | evidence → |
| Total loans | 240,333,000 | USD | evidence → |
| Allowance for loan losses | 2,333,000 | USD | evidence → |
| Securities available for sale | 118,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,532,000 | USD | evidence → |
| Interest-bearing deposits | 259,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,105,000 | USD | evidence → |
| Equity capital | 40,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,336,000 | USD | evidence → |
| Interest expense | 976,000 | USD | evidence → |
| Net interest income | 13,360,000 | USD | evidence → |
| Noninterest income | 2,628,000 | USD | evidence → |
| Noninterest expense | 9,974,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 5,924,000 | USD | evidence → |
| Income tax | 2,041,000 | USD | evidence → |
| Net income | 3,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,908,000 | USD | evidence → |
| Total capital | 38,241,000 | USD | evidence → |
| Risk-weighted assets | 236,673,000 | USD | evidence → |