Call report 2014Q4
CITIZENS DEPOSIT BANK & TRUST, INC. — 2014Q4
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,064,000 | USD | evidence → |
| Total loans | 243,839,000 | USD | evidence → |
| Allowance for loan losses | 2,421,000 | USD | evidence → |
| Securities available for sale | 94,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,672,000 | USD | evidence → |
| Interest-bearing deposits | 258,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,031,000 | USD | evidence → |
| Equity capital | 39,878,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,368,000 | USD | evidence → |
| Interest expense | 1,024,000 | USD | evidence → |
| Net interest income | 13,344,000 | USD | evidence → |
| Noninterest income | 2,966,000 | USD | evidence → |
| Noninterest expense | 9,878,000 | USD | evidence → |
| Provision for loan losses | -42,000 | USD | evidence → |
| Pretax income | 6,502,000 | USD | evidence → |
| Income tax | 2,224,000 | USD | evidence → |
| Net income | 4,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,319,000 | USD | evidence → |
| Total capital | 36,740,000 | USD | evidence → |
| Risk-weighted assets | 228,223,000 | USD | evidence → |