Call report 2009Q4
CITIZENS DEPOSIT BANK & TRUST, INC. — 2009Q4
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,449,000 | USD | evidence → |
| Total loans | 82,528,000 | USD | evidence → |
| Allowance for loan losses | 880,000 | USD | evidence → |
| Securities available for sale | 29,718,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,039,000 | USD | evidence → |
| Interest-bearing deposits | 78,170,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,869,000 | USD | evidence → |
| Equity capital | 13,086,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,629,000 | USD | evidence → |
| Interest expense | 1,563,000 | USD | evidence → |
| Net interest income | 5,066,000 | USD | evidence → |
| Noninterest income | 1,627,000 | USD | evidence → |
| Noninterest expense | 4,192,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 2,356,000 | USD | evidence → |
| Income tax | 799,000 | USD | evidence → |
| Net income | 1,557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,583,000 | USD | evidence → |
| Total capital | 13,463,000 | USD | evidence → |
| Risk-weighted assets | 77,398,000 | USD | evidence → |
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