Call reports 2025
PROFILE BANK — 2025
What PROFILE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 299,190,000 | 317,001,000 | 318,622,000 | 314,248,000 |
| Total loans | 176,105,000 | 180,807,000 | 185,220,000 | 198,241,000 |
| Allowance for loan losses | 788,000 | 766,000 | 757,000 | 750,000 |
| Securities available for sale | 5,407,000 | 4,609,000 | 4,648,000 | 4,416,000 |
| Securities held to maturity | 77,734,000 | 77,590,000 | 75,389,000 | 73,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,079,000 | 287,929,000 | 289,215,000 | 276,195,000 |
| Interest-bearing deposits | 226,726,000 | 257,550,000 | 257,532,000 | 244,374,000 |
| Noninterest-bearing deposits | 43,353,000 | 30,379,000 | 31,683,000 | 31,821,000 |
| Equity capital | 27,411,000 | 27,470,000 | 27,772,000 | 27,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,525,000 | 8,645,000 | 11,773,000 |
| Interest expense | 906,000 | 1,733,000 | 2,596,000 | 3,423,000 |
| Net interest income | 1,823,000 | 3,792,000 | 6,049,000 | 8,350,000 |
| Noninterest income | 162,000 | 314,000 | 474,000 | 641,000 |
| Noninterest expense | 2,062,000 | 4,150,000 | 6,247,000 | 8,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -77,000 | -44,000 | 276,000 | 477,000 |
| Income tax | 0 | 3,000 | 72,000 | 164,000 |
| Net income | -77,000 | -47,000 | 204,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,935,000 | 27,964,000 | 28,216,000 | 28,324,000 |
| Total capital | 28,723,000 | 28,730,000 | 28,973,000 | 29,074,000 |
| Risk-weighted assets | 164,353,000 | 167,218,000 | 170,682,000 | 179,712,000 |