Call reports 2023
PROFILE BANK — 2023
What PROFILE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 300,236,000 | 297,569,000 | 298,875,000 | 300,333,000 |
| Total loans | 160,817,000 | 159,158,000 | 164,361,000 | 167,102,000 |
| Allowance for loan losses | 913,000 | 813,000 | 809,000 | 808,000 |
| Securities available for sale | 9,344,000 | 8,709,000 | 7,627,000 | 7,944,000 |
| Securities held to maturity | 87,141,000 | 86,842,000 | 84,658,000 | 84,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,151,000 | 264,006,000 | 265,401,000 | 262,408,000 |
| Interest-bearing deposits | 221,737,000 | 231,648,000 | 234,731,000 | 230,491,000 |
| Noninterest-bearing deposits | 31,414,000 | 32,358,000 | 30,670,000 | 31,917,000 |
| Equity capital | 27,786,000 | 27,564,000 | 27,404,000 | 27,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,621,000 | 7,068,000 | 9,562,000 |
| Interest expense | 477,000 | 1,188,000 | 1,931,000 | 2,734,000 |
| Net interest income | 1,808,000 | 3,433,000 | 5,137,000 | 6,828,000 |
| Noninterest income | 176,000 | 342,000 | 511,000 | 672,000 |
| Noninterest expense | 1,902,000 | 3,810,000 | 5,681,000 | 7,701,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 82,000 | 65,000 | 91,000 | -78,000 |
| Income tax | 13,000 | 8,000 | 8,000 | 88,000 |
| Net income | 69,000 | 57,000 | 83,000 | -166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,416,000 | 28,305,000 | 28,330,000 | 28,081,000 |
| Total capital | 29,330,000 | 29,119,000 | 29,139,000 | 28,890,000 |
| Risk-weighted assets | 164,271,000 | 163,242,000 | 160,246,000 | 165,415,000 |
Machine access — free, no API key
Every figure shown here about PROFILE BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.