Call reports 2022
PROFILE BANK — 2022
What PROFILE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 281,830,000 | 299,676,000 | 306,788,000 | 297,675,000 |
| Total loans | 147,197,000 | 149,773,000 | 155,257,000 | 158,085,000 |
| Allowance for loan losses | 867,000 | 864,000 | 899,000 | 914,000 |
| Securities available for sale | 8,016,000 | 7,833,000 | 8,001,000 | 9,475,000 |
| Securities held to maturity | 80,778,000 | 80,669,000 | 84,999,000 | 87,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,420,000 | 271,184,000 | 278,328,000 | 258,019,000 |
| Interest-bearing deposits | 221,345,000 | 233,453,000 | 236,253,000 | 221,752,000 |
| Noninterest-bearing deposits | 32,075,000 | 37,731,000 | 42,075,000 | 36,267,000 |
| Equity capital | 27,480,000 | 27,573,000 | 27,419,000 | 27,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,889,000 | 6,003,000 | 8,277,000 |
| Interest expense | 134,000 | 267,000 | 428,000 | 644,000 |
| Net interest income | 1,773,000 | 3,622,000 | 5,575,000 | 7,633,000 |
| Noninterest income | 171,000 | 343,000 | 516,000 | 684,000 |
| Noninterest expense | 1,708,000 | 3,476,000 | 5,435,000 | 7,789,000 |
| Provision for loan losses | 49,000 | 50,000 | 85,000 | 100,000 |
| Pretax income | 187,000 | 439,000 | 571,000 | 428,000 |
| Income tax | 27,000 | 68,000 | 106,000 | 48,000 |
| Net income | 160,000 | 371,000 | 465,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,128,000 | 28,338,000 | 28,433,000 | 28,347,000 |
| Total capital | 28,995,000 | 29,202,000 | 29,332,000 | 29,261,000 |
| Risk-weighted assets | 149,623,000 | 153,513,000 | 159,458,000 | 160,834,000 |