Call reports 2021
PROFILE BANK — 2021
What PROFILE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 260,518,000 | 284,863,000 | 281,454,000 | 286,633,000 |
| Total loans | 137,207,000 | 140,445,000 | 141,742,000 | 145,731,000 |
| Allowance for loan losses | 768,000 | 783,000 | 807,000 | 818,000 |
| Securities available for sale | 8,330,000 | 8,312,000 | 8,539,000 | 8,516,000 |
| Securities held to maturity | 57,469,000 | 63,145,000 | 72,289,000 | 80,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,006,000 | 256,310,000 | 252,435,000 | 257,442,000 |
| Interest-bearing deposits | 199,891,000 | 214,876,000 | 217,832,000 | 223,073,000 |
| Noninterest-bearing deposits | 32,115,000 | 41,434,000 | 34,603,000 | 34,369,000 |
| Equity capital | 26,903,000 | 27,047,000 | 27,214,000 | 27,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,671,000 | 5,602,000 | 7,526,000 |
| Interest expense | 190,000 | 367,000 | 530,000 | 670,000 |
| Net interest income | 1,644,000 | 3,304,000 | 5,072,000 | 6,856,000 |
| Noninterest income | 160,000 | 310,000 | 477,000 | 633,000 |
| Noninterest expense | 1,588,000 | 3,230,000 | 4,895,000 | 6,557,000 |
| Provision for loan losses | 0 | 15,000 | 40,000 | 51,000 |
| Pretax income | 216,000 | 369,000 | 614,000 | 881,000 |
| Income tax | 31,000 | 47,000 | 86,000 | 92,000 |
| Net income | 185,000 | 322,000 | 528,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,413,000 | 27,550,000 | 27,756,000 | 28,017,000 |
| Total capital | 28,181,000 | 28,333,000 | 28,563,000 | 28,835,000 |
| Risk-weighted assets | 137,491,000 | 137,290,000 | 143,767,000 | 146,760,000 |