Call reports 2020
PROFILE BANK — 2020
What PROFILE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 219,819,000 | 244,808,000 | 250,953,000 | 263,472,000 |
| Total loans | 139,151,000 | 147,545,000 | 146,716,000 | 137,026,000 |
| Allowance for loan losses | 770,000 | 765,000 | 768,000 | 768,000 |
| Securities available for sale | 20,057,000 | 8,451,000 | 8,462,000 | 8,455,000 |
| Securities held to maturity | 17,138,000 | 32,545,000 | 45,454,000 | 51,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,077,000 | 217,074,000 | 223,019,000 | 235,251,000 |
| Interest-bearing deposits | 167,070,000 | 180,292,000 | 188,271,000 | 197,258,000 |
| Noninterest-bearing deposits | 25,007,000 | 36,782,000 | 34,748,000 | 37,993,000 |
| Equity capital | 25,991,000 | 26,269,000 | 26,481,000 | 26,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,735,000 | 5,615,000 | 7,547,000 |
| Interest expense | 291,000 | 585,000 | 846,000 | 1,064,000 |
| Net interest income | 1,571,000 | 3,150,000 | 4,769,000 | 6,483,000 |
| Noninterest income | 174,000 | 325,000 | 491,000 | 668,000 |
| Noninterest expense | 1,650,000 | 3,254,000 | 4,818,000 | 6,347,000 |
| Provision for loan losses | -9,000 | -14,000 | -6,000 | -6,000 |
| Pretax income | 104,000 | 236,000 | 449,000 | 811,000 |
| Income tax | 4,000 | 14,000 | 42,000 | 91,000 |
| Net income | 100,000 | 222,000 | 407,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,609,000 | 26,731,000 | 26,916,000 | 27,228,000 |
| Total capital | 27,379,000 | 27,496,000 | 27,684,000 | 27,996,000 |
| Risk-weighted assets | 132,181,000 | 141,106,000 | 142,919,000 | 134,956,000 |