Call reports 2019
PROFILE BANK — 2019
What PROFILE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 208,248,000 | 213,343,000 | 220,163,000 | 220,201,000 |
| Total loans | 131,809,000 | 130,959,000 | 133,541,000 | 137,764,000 |
| Allowance for loan losses | 737,000 | 734,000 | 760,000 | 779,000 |
| Securities available for sale | 23,713,000 | 24,072,000 | 22,015,000 | 23,055,000 |
| Securities held to maturity | 12,825,000 | 9,137,000 | 11,277,000 | 15,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,063,000 | 186,819,000 | 193,360,000 | 192,953,000 |
| Interest-bearing deposits | 151,323,000 | 155,162,000 | 162,258,000 | 165,547,000 |
| Noninterest-bearing deposits | 26,740,000 | 31,657,000 | 31,102,000 | 27,406,000 |
| Equity capital | 25,096,000 | 25,540,000 | 25,722,000 | 25,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,812,000 | 3,641,000 | 5,532,000 | 7,407,000 |
| Interest expense | 214,000 | 471,000 | 743,000 | 1,038,000 |
| Net interest income | 1,598,000 | 3,170,000 | 4,789,000 | 6,369,000 |
| Noninterest income | 169,000 | 347,000 | 515,000 | 672,000 |
| Noninterest expense | 1,567,000 | 3,121,000 | 4,737,000 | 6,325,000 |
| Provision for loan losses | 0 | 2,000 | 36,000 | 55,000 |
| Pretax income | 189,000 | 383,000 | 522,000 | 652,000 |
| Income tax | 26,000 | 53,000 | 67,000 | 67,000 |
| Net income | 163,000 | 330,000 | 455,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,088,000 | 26,254,000 | 26,379,000 | 26,509,000 |
| Total capital | 26,825,000 | 26,988,000 | 27,139,000 | 27,288,000 |
| Risk-weighted assets | 125,635,000 | 124,139,000 | 127,320,000 | 131,633,000 |