Call reports 2018
PROFILE BANK — 2018
What PROFILE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 207,986,000 | 210,613,000 | 207,432,000 | 206,680,000 |
| Total loans | 126,845,000 | 126,985,000 | 131,011,000 | 131,041,000 |
| Allowance for loan losses | 750,000 | 750,000 | 750,000 | 738,000 |
| Securities available for sale | 23,384,000 | 23,277,000 | 22,961,000 | 23,317,000 |
| Securities held to maturity | 12,381,000 | 12,867,000 | 13,292,000 | 13,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,850,000 | 185,515,000 | 181,884,000 | 180,983,000 |
| Interest-bearing deposits | 156,392,000 | 156,958,000 | 155,849,000 | 152,862,000 |
| Noninterest-bearing deposits | 26,458,000 | 28,557,000 | 26,035,000 | 28,121,000 |
| Equity capital | 24,068,000 | 24,167,000 | 24,231,000 | 24,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,421,000 | 5,208,000 | 7,027,000 |
| Interest expense | 158,000 | 317,000 | 498,000 | 694,000 |
| Net interest income | 1,537,000 | 3,104,000 | 4,710,000 | 6,333,000 |
| Noninterest income | 163,000 | 324,000 | 504,000 | 689,000 |
| Noninterest expense | 1,531,000 | 3,078,000 | 4,637,000 | 6,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 349,000 | 576,000 | 839,000 |
| Income tax | 22,000 | 44,000 | 77,000 | 140,000 |
| Net income | 146,000 | 305,000 | 499,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,440,000 | 25,600,000 | 25,794,000 | 25,994,000 |
| Total capital | 26,190,000 | 26,350,000 | 26,544,000 | 26,732,000 |
| Risk-weighted assets | 118,926,000 | 120,930,000 | 124,162,000 | 124,562,000 |