Call reports 2017
PROFILE BANK — 2017
What PROFILE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,711,000 | 211,756,000 | 212,304,000 | 214,591,000 |
| Total loans | 129,673,000 | 131,392,000 | 130,803,000 | 128,172,000 |
| Allowance for loan losses | 754,000 | 775,000 | 760,000 | 750,000 |
| Securities available for sale | 27,860,000 | 26,935,000 | 26,938,000 | 26,776,000 |
| Securities held to maturity | 8,497,000 | 8,393,000 | 8,807,000 | 9,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,034,000 | 186,609,000 | 186,770,000 | 189,462,000 |
| Interest-bearing deposits | 154,869,000 | 158,464,000 | 158,241,000 | 159,931,000 |
| Noninterest-bearing deposits | 25,165,000 | 28,145,000 | 28,529,000 | 29,531,000 |
| Equity capital | 23,368,000 | 23,615,000 | 23,804,000 | 24,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,332,000 | 5,054,000 | 6,762,000 |
| Interest expense | 149,000 | 312,000 | 476,000 | 632,000 |
| Net interest income | 1,494,000 | 3,020,000 | 4,578,000 | 6,130,000 |
| Noninterest income | 173,000 | 352,000 | 521,000 | 718,000 |
| Noninterest expense | 1,494,000 | 3,015,000 | 4,523,000 | 6,089,000 |
| Provision for loan losses | 6,000 | 27,000 | 12,000 | 2,000 |
| Pretax income | 167,000 | 330,000 | 564,000 | 757,000 |
| Income tax | 21,000 | 47,000 | 103,000 | 358,000 |
| Net income | 146,000 | 283,000 | 461,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,471,000 | 24,526,000 | 24,658,000 | 25,252,000 |
| Total capital | 25,225,000 | 25,301,000 | 25,418,000 | 26,002,000 |
| Risk-weighted assets | 132,755,000 | 134,090,000 | 132,919,000 | 130,694,000 |