Call reports 2026
FIRST NATIONAL BANK OF WINNSBORO, THE — 2026
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 156,164,000 | 158,219,000 |
| Total loans | 97,908,000 | 101,586,000 |
| Allowance for loan losses | 1,307,000 | 1,302,000 |
| Securities available for sale | 27,365,000 | 27,260,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,796,000 | 121,423,000 |
| Interest-bearing deposits | 77,757,000 | 79,072,000 |
| Noninterest-bearing deposits | 43,039,000 | 42,351,000 |
| Equity capital | 32,510,000 | 33,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,138,000 | 4,372,000 |
| Interest expense | 397,000 | 804,000 |
| Net interest income | 1,741,000 | 3,568,000 |
| Noninterest income | 249,000 | 545,000 |
| Noninterest expense | 1,166,000 | 2,300,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 824,000 | 1,815,000 |
| Income tax | 137,000 | 307,000 |
| Net income | 687,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,787,000 | 35,608,000 |