Call reports 2024
FIRST NATIONAL BANK OF WINNSBORO, THE — 2024
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 163,197,000 | 159,798,000 | 162,136,000 | 159,204,000 |
| Total loans | 95,534,000 | 94,416,000 | 97,469,000 | 99,814,000 |
| Allowance for loan losses | 1,506,000 | 1,362,000 | 1,335,000 | 1,329,000 |
| Securities available for sale | 32,505,000 | 32,292,000 | 32,644,000 | 31,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,282,000 | 116,172,000 | 118,653,000 | 115,946,000 |
| Interest-bearing deposits | 71,790,000 | 71,180,000 | 75,686,000 | 74,041,000 |
| Noninterest-bearing deposits | 46,492,000 | 44,992,000 | 42,967,000 | 41,905,000 |
| Equity capital | 34,440,000 | 35,184,000 | 35,873,000 | 30,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,553,000 | 6,897,000 | 9,283,000 |
| Interest expense | 549,000 | 1,046,000 | 1,546,000 | 2,051,000 |
| Net interest income | 1,740,000 | 3,507,000 | 5,351,000 | 7,232,000 |
| Noninterest income | 2,280,000 | 2,735,000 | 3,178,000 | 3,428,000 |
| Noninterest expense | 1,170,000 | 2,358,000 | 3,486,000 | 8,759,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,849,000 | 3,682,000 | 4,844,000 | 1,689,000 |
| Income tax | 149,000 | 300,000 | 512,000 | -53,000 |
| Net income | 2,700,000 | 3,382,000 | 4,332,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,583,000 | 36,265,000 | 36,500,000 | 32,536,000 |