Call reports 2023
FIRST NATIONAL BANK OF WINNSBORO, THE — 2023
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,702,000 | 161,316,000 | 161,754,000 | 160,795,000 |
| Total loans | 97,195,000 | 100,263,000 | 100,507,000 | 100,365,000 |
| Allowance for loan losses | 1,633,000 | 1,632,000 | 1,635,000 | 1,508,000 |
| Securities available for sale | 33,872,000 | 33,564,000 | 31,287,000 | 33,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,177,000 | 126,167,000 | 124,834,000 | 114,852,000 |
| Interest-bearing deposits | 79,174,000 | 77,141,000 | 75,448,000 | 68,473,000 |
| Noninterest-bearing deposits | 50,003,000 | 49,026,000 | 49,386,000 | 46,379,000 |
| Equity capital | 29,827,000 | 30,538,000 | 29,274,000 | 31,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 4,021,000 | 6,241,000 | 8,541,000 |
| Interest expense | 189,000 | 445,000 | 752,000 | 1,240,000 |
| Net interest income | 1,706,000 | 3,576,000 | 5,489,000 | 7,301,000 |
| Noninterest income | 472,000 | 758,000 | 1,053,000 | 1,271,000 |
| Noninterest expense | 1,105,000 | 2,400,000 | 3,624,000 | 5,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,071,000 | 1,931,000 | 2,910,000 | 3,089,000 |
| Income tax | 154,000 | 318,000 | 499,000 | 283,000 |
| Net income | 917,000 | 1,613,000 | 2,411,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,221,000 | 32,916,000 | 33,203,000 | 32,883,000 |