Call reports 2022
FIRST NATIONAL BANK OF WINNSBORO, THE — 2022
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 149,871,000 | 152,772,000 | 159,587,000 | 159,402,000 |
| Total loans | 79,000,000 | 85,530,000 | 96,432,000 | 98,772,000 |
| Allowance for loan losses | 1,721,000 | 1,715,000 | 1,701,000 | 1,677,000 |
| Securities available for sale | 34,856,000 | 35,498,000 | 33,074,000 | 34,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,069,000 | 122,281,000 | 130,198,000 | 127,906,000 |
| Interest-bearing deposits | 70,070,000 | 71,186,000 | 77,980,000 | 77,335,000 |
| Noninterest-bearing deposits | 47,999,000 | 51,095,000 | 52,218,000 | 50,571,000 |
| Equity capital | 28,959,000 | 27,571,000 | 26,323,000 | 28,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,602,000 | 4,203,000 | 6,028,000 |
| Interest expense | 36,000 | 70,000 | 121,000 | 231,000 |
| Net interest income | 1,184,000 | 2,532,000 | 4,082,000 | 5,797,000 |
| Noninterest income | 265,000 | 556,000 | 896,000 | 1,534,000 |
| Noninterest expense | 1,134,000 | 2,359,000 | 3,479,000 | 4,669,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 717,000 | 1,478,000 | 2,634,000 |
| Income tax | 39,000 | 86,000 | 231,000 | 316,000 |
| Net income | 270,000 | 631,000 | 1,247,000 | 2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,053,000 | 30,414,000 | 30,724,000 | 31,304,000 |