Call reports 2021
FIRST NATIONAL BANK OF WINNSBORO, THE — 2021
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,571,000 | 150,511,000 | 150,785,000 | 150,885,000 |
| Total loans | 81,271,000 | 80,990,000 | 79,807,000 | 79,987,000 |
| Allowance for loan losses | 1,676,000 | 1,727,000 | 1,725,000 | 1,723,000 |
| Securities available for sale | 26,288,000 | 30,488,000 | 33,026,000 | 32,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,785,000 | 117,350,000 | 117,732,000 | 117,181,000 |
| Interest-bearing deposits | 69,268,000 | 72,228,000 | 71,192,000 | 69,334,000 |
| Noninterest-bearing deposits | 44,517,000 | 45,122,000 | 46,540,000 | 47,847,000 |
| Equity capital | 29,848,000 | 30,262,000 | 30,096,000 | 30,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,566,000 | 3,843,000 | 5,136,000 |
| Interest expense | 66,000 | 122,000 | 169,000 | 210,000 |
| Net interest income | 1,215,000 | 2,444,000 | 3,674,000 | 4,926,000 |
| Noninterest income | 268,000 | 530,000 | 824,000 | 1,164,000 |
| Noninterest expense | 1,136,000 | 2,396,000 | 3,468,000 | 4,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 573,000 | 1,023,000 | 1,697,000 |
| Income tax | 56,000 | 83,000 | 148,000 | 108,000 |
| Net income | 292,000 | 490,000 | 875,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,335,000 | 29,534,000 | 29,485,000 | 29,347,000 |