Call reports 2018
FIRST NATIONAL BANK OF WINNSBORO, THE — 2018
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 141,344,000 | 142,379,000 | 138,076,000 | 137,157,000 |
| Total loans | 91,051,000 | 88,184,000 | 88,461,000 | 86,451,000 |
| Allowance for loan losses | 1,114,000 | 1,112,000 | 902,000 | 983,000 |
| Securities available for sale | 22,242,000 | 21,316,000 | 20,697,000 | 22,333,000 |
| Securities held to maturity | 6,000 | 3,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,666,000 | 110,469,000 | 108,016,000 | 106,897,000 |
| Interest-bearing deposits | 79,292,000 | 78,695,000 | 77,226,000 | 75,793,000 |
| Noninterest-bearing deposits | 30,374,000 | 31,774,000 | 30,790,000 | 31,104,000 |
| Equity capital | 26,121,000 | 26,520,000 | 26,523,000 | 25,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,007,000 | 4,558,000 | 6,150,000 |
| Interest expense | 141,000 | 283,000 | 428,000 | 582,000 |
| Net interest income | 1,351,000 | 2,724,000 | 4,130,000 | 5,568,000 |
| Noninterest income | 267,000 | 542,000 | 848,000 | 1,131,000 |
| Noninterest expense | 1,200,000 | 2,335,000 | 3,473,000 | 4,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 418,000 | 931,000 | 1,505,000 | 1,874,000 |
| Income tax | 63,000 | 146,000 | 242,000 | 277,000 |
| Net income | 355,000 | 785,000 | 1,263,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,490,000 | 26,917,000 | 27,086,000 | 27,130,000 |
| Total capital | 27,604,000 | 28,029,000 | 27,988,000 | 28,113,000 |
| Risk-weighted assets | 99,782,000 | 100,701,000 | 98,177,000 | 94,981,000 |