Call reports 2017
FIRST NATIONAL BANK OF WINNSBORO, THE — 2017
What FIRST NATIONAL BANK OF WINNSBORO, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,241,000 | 138,208,000 | 139,754,000 | 138,372,000 |
| Total loans | 88,690,000 | 85,502,000 | 87,658,000 | 89,749,000 |
| Allowance for loan losses | 1,103,000 | 1,106,000 | 1,101,000 | 1,114,000 |
| Securities available for sale | 22,727,000 | 24,133,000 | 24,689,000 | 24,852,000 |
| Securities held to maturity | 38,000 | 30,000 | 20,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,878,000 | 108,294,000 | 107,623,000 | 107,401,000 |
| Interest-bearing deposits | 77,147,000 | 77,841,000 | 77,996,000 | 78,503,000 |
| Noninterest-bearing deposits | 30,731,000 | 30,453,000 | 29,627,000 | 28,898,000 |
| Equity capital | 24,895,000 | 25,332,000 | 25,359,000 | 25,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,836,000 | 4,295,000 | 5,772,000 |
| Interest expense | 98,000 | 197,000 | 306,000 | 425,000 |
| Net interest income | 1,315,000 | 2,639,000 | 3,989,000 | 5,347,000 |
| Noninterest income | 255,000 | 530,000 | 859,000 | 1,092,000 |
| Noninterest expense | 1,071,000 | 2,169,000 | 3,298,000 | 4,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 499,000 | 1,000,000 | 1,550,000 | 1,823,000 |
| Income tax | 130,000 | 254,000 | 393,000 | 633,000 |
| Net income | 369,000 | 746,000 | 1,157,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,447,000 | 25,848,000 | 25,912,000 | 26,138,000 |
| Total capital | 26,550,000 | 26,954,000 | 27,013,000 | 27,252,000 |
| Risk-weighted assets | 95,341,000 | 94,105,000 | 96,266,000 | 97,302,000 |