Call reports 2023
ENDEAVOR BANK — 2023
What ENDEAVOR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 515,618,000 | 548,810,000 | 553,757,000 | 570,132,000 |
| Total loans | 376,820,000 | 402,027,000 | 416,746,000 | 436,263,000 |
| Allowance for loan losses | 6,039,000 | 6,310,000 | 6,611,000 | 5,992,000 |
| Securities available for sale | 5,198,000 | 5,134,000 | 4,956,000 | 5,064,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,114,000 | 489,408,000 | 492,863,000 | 507,852,000 |
| Interest-bearing deposits | 255,193,000 | 310,816,000 | 332,387,000 | 340,913,000 |
| Noninterest-bearing deposits | 201,921,000 | 178,592,000 | 160,476,000 | 166,939,000 |
| Equity capital | 53,498,000 | 54,565,000 | 55,881,000 | 57,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,567,000 | 13,888,000 | 22,087,000 | 30,531,000 |
| Interest expense | 1,743,000 | 3,943,000 | 6,775,000 | 9,998,000 |
| Net interest income | 4,824,000 | 9,945,000 | 15,312,000 | 20,533,000 |
| Noninterest income | 287,000 | 467,000 | 648,000 | 787,000 |
| Noninterest expense | 3,301,000 | 6,840,000 | 10,133,000 | 13,852,000 |
| Provision for loan losses | 263,000 | 534,000 | 835,000 | 1,016,000 |
| Pretax income | 1,518,000 | 3,009,000 | 4,963,000 | 6,423,000 |
| Income tax | 456,000 | 902,000 | 1,484,000 | 1,937,000 |
| Net income | 1,062,000 | 2,107,000 | 3,479,000 | 4,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,566,000 | 54,637,000 | 56,036,000 | 57,070,000 |
| Total capital | 59,354,000 | 60,666,000 | 62,263,000 | 63,171,000 |
| Risk-weighted assets | 462,685,000 | 481,943,000 | 497,647,000 | 522,532,000 |