Call reports 2019
ENDEAVOR BANK — 2019
What ENDEAVOR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,013,000 | 105,505,000 | 115,943,000 | 125,421,000 |
| Total loans | 56,264,000 | 66,061,000 | 83,098,000 | 100,871,000 |
| Allowance for loan losses | 880,000 | 1,050,000 | 1,312,000 | 1,732,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,181,000 | 85,389,000 | 96,595,000 | 100,750,000 |
| Interest-bearing deposits | 42,607,000 | 49,733,000 | 57,250,000 | 59,837,000 |
| Noninterest-bearing deposits | 25,574,000 | 35,656,000 | 39,345,000 | 40,913,000 |
| Equity capital | 19,716,000 | 18,963,000 | 18,272,000 | 17,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 2,064,000 | 3,349,000 | 4,708,000 |
| Interest expense | 217,000 | 459,000 | 709,000 | 935,000 |
| Net interest income | 736,000 | 1,605,000 | 2,640,000 | 3,773,000 |
| Noninterest income | 7,000 | 26,000 | 47,000 | 66,000 |
| Noninterest expense | 1,535,000 | 3,137,000 | 4,639,000 | 6,112,000 |
| Provision for loan losses | 213,000 | 383,000 | 645,000 | 1,065,000 |
| Pretax income | -1,005,000 | -1,889,000 | -2,597,000 | -3,338,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -1,005,000 | -1,890,000 | -2,598,000 | -3,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,716,000 | 18,963,000 | 18,272,000 | 17,568,000 |
| Total capital | 20,603,000 | 20,000,000 | 19,578,000 | 19,116,000 |
| Risk-weighted assets | 70,882,000 | 82,920,000 | 104,461,000 | 123,580,000 |